Welcome to the North American Subaru Impreza Owners Club Sunday December 17, 2017
Home Forums WikiNASIOC Products Store Modifications Upgrade Garage
Go Back   NASIOC > NASIOC Subaru Models > Legacy Forum

Welcome to NASIOC - The world's largest online community for Subaru enthusiasts!
Welcome to the NASIOC.com Subaru forum.

You are currently viewing our forum as a guest, which gives you limited access to view most discussions and access our other features. By joining our community, free of charge, you will have access to post topics, communicate privately with other members (PM), respond to polls, upload content and access many other special features. Registration is free, fast and simple, so please join our community today!

If you have any problems with the registration process or your account login, please contact us.
* Registered users of the site do not see these ads. 
Thread Tools Display Modes
Old 06-01-2005, 07:30 PM   #1
Scooby Newbie
Member#: 34631
Join Date: Mar 2003
Chapter/Region: MAIC
Location: I'm the man with no name. Lag.
Default New Suby buyers: make sure you have a clear understanding of the "Buyers Program"

I was doing the math on some numbers a Suby salesman gave me when I test drove the '05 GT. I didn't pay any attention really until today when I was accessing if I wanted to afford the car. Well doing the math of how much I would end up paying for the car with (I asked for 36 month finace) $7000 and the dealer quoted $360 per month payment I came up about $9000 short of what they were asking for the car. I called the salesman to see if he really liked me and just wanted me to have $9000--he didn't. I can't accuratly explain it myself, though I think the way he did those numbers was misleading and I told him so. I said "36 month finacing" I assumed that after 36 months the car would be mine. NO, I had the "option" of continueing to pay the remander of the loan, the $9000, with the $360, pay the whole $9000 at the end of 36, or trade up without having to pay the remander of the loan.

If you are someone that get a new car often it seems to be a good deal, but if you are not familiar with this "program" the numbers come out very misleading, and he didn't explain any of this to me while I was at the dealership. He was waiting until I signed paperwork--he said this by saying "we were not at that stage for me to tell you about it".

Anyway I can ramble on and on about how fustrating this was, but I'll end here.
* Registered users of the site do not see these ads.
lag is offline   Reply With Quote
Sponsored Links
* Registered users of the site do not see these ads.
Old 06-01-2005, 10:34 PM   #2
Scooby Specialist
Member#: 11015
Join Date: Oct 2001
Chapter/Region: MAIC
Location: Northern VA
'06 Volvo V70R
Sonic Blue


wow, that sounds very shady and something you would not expect from an "honest" salesman who cares about long term business. Which D.C. area dealer was it?

If you can get financing prior to going to any dealer, I'd recommend it. That way the deal is "cash" and no dealing with financing at the dealer.

Don't forget to check out the holdback and floorplan numbers on the lower portion of the dealer invoice HBX800 FPX200 -- looks something like that. ($800 holdback & $200 floorplan) See if you can get some of that money after they show you the invoice price. The numbers vary by model.
02_Forester is offline   Reply With Quote
Old 06-01-2005, 11:25 PM   #3
Dirt Man
Scooby Specialist
Member#: 176
Join Date: Aug 1999
Chapter/Region: South East
Location: Tampa, Florida
2011 Subaru Forester


Sounds like he was trying to set you up with a balloon payment at the end. I did it with my 99 2.5RS and it worked out well for me.

It's a little confusing at first, but the finance manager explained the finer details to me and how the terms worked out.

The trick is to pay a little more upfront so that at the end you dont end up "upside down" in you loan payoff.

Out of curiousity what dealer did you go to?
Dirt Man is offline   Reply With Quote

Thread Tools
Display Modes

Posting Rules
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts

BB code is On
Smilies are On
[IMG] code is On
HTML code is Off
Forum Jump

Similar Threads
Thread Thread Starter Forum Replies Last Post
"When your new employee gets here make sure you get her IDP done" pottymouth Off-Topic 15 02-21-2007 05:59 PM
Utec users... Make sure you have the right perams loaded! AZScoobie Engine Management & Tuning 9 10-25-2004 08:44 AM
Got a new suby toy....what do you have? the2rz Member's Car Gallery 27 04-11-2004 11:51 AM
I want to make sure I have the wiring and fuses to support the system I have planned WRX469 Car Audio, Video & Security 11 12-11-2003 11:39 AM

All times are GMT -4. The time now is 04:02 PM.

Powered by vBulletin® Version 3.7.0
Copyright ©2000 - 2017, Jelsoft Enterprises Ltd.
Powered by Searchlight © 2017 Axivo Inc.
Copyright ©1999 - 2017, North American Subaru Impreza Owners Club, Inc.